A practical workflow for mortgage professionals: enter the scenario, review the estimated payment and costs, and share a branded planning estimate.
Loan Scenario Pro keeps the conversation moving without hiding the assumptions. Start with the scenario, review the estimated payment and cash needed to close, and finish with a branded planning estimate.
Enter the purchase price, down payment, term, borrowers, and loan program. The app supports percentage or dollar down-payment entry and flexible payment structures so you can model the conversation you are actually having.
Review the estimated monthly payment for your selected loan scenario, including principal and interest, taxes, insurance, and applicable mortgage insurance. See the down payment separately from estimated closing costs and cash to close.
Export a client-ready one-page estimate with the estimated payment, loan amount, rate, closing costs, cash to close, client and property details, your professional branding, and required consumer disclosures.
Loan Scenario Pro keeps the workflow focused: enter the numbers, review your selected scenario, and share a clear estimate that helps clients understand the options in front of them.
Start with the purchase price, down payment, loan term, borrower details, and program you want to evaluate. Use percentage or dollar down-payment entry and flexible payment options.
Choose FHA, VA, Conventional, Jumbo, DSCR, HELOC, or Fixed 2nd. Review that scenario’s estimated payment and costs, then save it for later or adjust the inputs.
Create a one-page PDF with estimated payment, loan amount, rate, closing costs, cash to close, client and property details, professional branding, and required consumer disclosures.
Use county-aware guidance, protected server calculations, temporary buydowns, qualification tools, complex income scenarios, and editable approved fee assumptions.
Use percentage or dollar down-payment entry, quick percentage presets, 25-year terms, interest-only payments, editable fee assumptions, and Conventional PMI factor overrides.
Search all states and counties with autocomplete, matching highlights, high-cost county exceptions, and prominent loan-cap warnings with haptic and visual feedback.
Use the qualification worksheet for multiple borrowers and income types, including hourly income, bonus averaging, self-employed scenarios, and investor-focused analysis.
Add your name, NMLS number, phone, email, website, transparent logo, crop preferences, and PDF branding while keeping the beta Pro features gated for future paid access.
The iPhone beta runs through TestFlight. Android testing is not open yet, but you can join the notification list. Your choice is saved with your email so we know how to follow up.
iPhone testers receive access through Apple TestFlight. Follow these steps after joining the beta list.
Free from Apple. This installs TestFlight only—not Loan Scenario Pro. You will still need our beta invitation to install the app.
Open the beta invitation on the iPhone where you want to test the app. Installing TestFlight and signing up for emails are separate from accepting the app invitation.
Download the free TestFlight app from the Apple App Store if it is not already installed.
Tap Join the iPhone Beta on your iPhone. If Apple is not accepting new testers, join the email list instead.
When testing is available, accept the public invitation or open your email invitation and tap View in TestFlight.
In TestFlight, tap Install next to Loan Scenario Pro. Future beta updates will appear there automatically.
Here is what to expect from the app and the private beta. No client details are needed to sign up—just your email and device choice.
If Apple says the beta is not accepting new testers, join the iPhone email list for access updates. Invitations are not sent automatically at signup. You can share comments through Send Beta Feedback in TestFlight after installing the app.
Installing TestFlight does not enroll you in our beta. You also need to accept a Loan Scenario Pro invitation using Join the iPhone Beta or your invitation email. Apple currently reports that the public beta is not accepting new testers; join the email list if you cannot enroll yet. If we have sent your invitation, check your inbox and spam folder, then open the invitation on your iPhone and tap View in TestFlight, Accept, and Install.
Not yet. Choose Android when you sign up to join the waitlist. We will email you when Google Play testing opens. There is no Android installation link or announced release date yet.
The private beta is currently free. Future pricing will be announced separately, so signing up does not mean you are agreeing to a paid subscription.
The app supports FHA, VA, Conventional, Jumbo, DSCR, HELOC, and Fixed Second scenarios. Purchase and refinance options are available for applicable programs. HELOC and Fixed Second use their own inputs and payment assumptions.
No. You enter the interest rate and scenario assumptions you want to use. The app calculates estimated payments and costs from those inputs. An estimate is not a rate quote or rate lock.
Yes. The current beta includes Pro controls for fee overrides, a manual Conventional PMI factor, and your professional contact details and custom logo on exported estimates. Some of these controls may become paid features after the beta.
No. It is a planning estimate—not an official Loan Estimate, credit decision, rate lock, or commitment to lend. Actual rates, payments, and costs may differ. Get an official Loan Estimate from a lender before choosing a loan.
Beta testers can use the working calculator, save scenarios, review estimated payments and costs, export client-ready estimates, and share feedback as the product continues to evolve. Android Google Play beta access will be announced when it is ready.
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